When you apply for a loan or a credit card, your credit score will be checked in additional to the other eligibility conditions, and the loan will be approved only if your score is higher than the minimum

Before applying for any loan application, you must consider your CIBIL score is most essential factor that lenders consider. A Good credit score means 700 or above is considered to be good. So, make sure to get your CIBIL credit report from your bank or you can apply to the official website of CIBI